1 out of every 11 adults in Bangladesh lack access to a bank account.

 

Across the world people living in poverty are disproportionately excluded from the formal financial system. They have to depend on informal means to manage their day-to-day expenditures, save, and borrow which is risky, unreliable and expensive.

Our customised and diverse range of products support families to access financial services, manage and build assets, invest in small enterprises, access employment opportunities and cope during emergencies. Complementing this, we build financial literacy and have instituted a range of client protection measures that distinguish us for our commitment towards client-centric service delivery.


VIEW FACTSHEET VIEW COVID-19 FACTSHEET PROGRAMME BRIEF

IMPACT

 
 

*Rounding numbers

  • Driving change that creates resilience and enhances inclusion can be catalysed through partners like BRAC
    Olga Speckhardt
    Head of Global Insurance Solutions, Syngenta Foundation for Sustainable Agriculture
  • [BRAC is] by most measures the largest, fastest-growing non-governmental organisation (NGO) in the world–and one of the most businesslike
    The Economist
  • The billion dollars in microloans that BRAC extends each year to poor people is just the beginning of the story of this remarkable organisation.
    George Soros
    Chairman of the Open Society Institute

WHAT WE OFFER

 
 

Customised products designed to meet the needs of our diverse group of clients

Finance for small enterprises underserved by mainstream banks

Collateral free micro-loans given exclusively to women through women’s groups
Supporting foreign employment opportunities and economic stability for migrant households
Loans exclusively for agriculture workers looking to invest on farming and increase their yield
 
Savings play a critical role in helping all families plan for the future, make investments, smooth spending, and cope with shocks
Loans for jobholders with low to moderate-income often unserved by mainstream financial institutions
Customised financial services for people living in the slums of Dhaka
 
 

Additional voluntary facilities to complement credit and savings

 
 

Pilot initiatives customised to serve specific purposes.

For households who need finance to cover medical treatment costs
Loans for farmers engaged in livestock rearing and specific types of seasonal agriculture
For clients seeking to improve their sanitation facilities
Reaching RMG workers with two types of financial services
 

HOW WE DO IT

 
 
targeted-design

Targeted design

Tailored financial services to meet the varying needs of people living in low-income communities.
research-and-innovation

Research and innovation

Continuous development and improvement of product offerings to meet emerging needs
Client-protection-and-customer-service

Client protection and customer service

Delivery of responsible financial services in a way that protects clients’ rights
agami-app-thumb2

Agami App

The first ever microfinance client-centric mobile application
 

WHY IT WORKS

 
 
 

SMART CERTIFICATION

 
 


We are the first organisation in Bangladesh, and the largest in the world, to be recognised with Smart Certification for upholding universal standards for client protection in microfinance, as determined by the Smart Campaign.


 

THE COST OF A PANDEMIC

 
 

COVID-19 is much more than a public health crisis in Bangladesh. With the economy coming to a standstill, people employed in the informal sector - nearly 80% of the total workforce - are being hit the hardest. BRAC microfinance is on the ground providing emergency financial services to the most vulnerable families. Read their stories here.


 

STORIES

VIDEOS

 
 
 

LEARN MORE

PARTNERS

 
 
 

NETWORKS

 
 
 

JOIN THE WORLD'S BIGGEST FAMILY

BRANCH LOCATIONS

 
 

We are currently providing our services through 2,822 branches.

To see the branch locations click here.

 

CONTACT US

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